The City of Toronto Basement Flooding Protection Subsidy Program pays homeowners to install flood protection. After the 2005 Finch Avenue washout flooded about 4,700 homes across the GTA, the City built the program to get backwater valves into older basements before the next storm. Today it pays up to $1,250 for a backwater valve and up to $500 more for a sump pump, for a maximum of $1,750 per home.
The money is real, but the rules are strict. The work must be done by a licensed plumbing contractor under a City of Toronto drain permit. A City plumbing inspector has to sign it off. The invoice must be paid in full, with labour and materials itemized and a zero balance. The application needs the permit number, the inspection result and the contractor's licence details. Downspouts have to meet the City's disconnection rules. Miss any one of those and the claim stalls or gets rejected.
That's where most do-it-yourself claims go wrong, and it's the part we built the company around. Subsidy filing is included with every eligible install at no extra fee. We confirm eligibility at the assessment, file the permit, book and attend the inspection, write the invoice the way the City wants it, assemble the packet and submit it. Then we track it until the cheque arrives, usually 6-8 weeks after submission. The cheque goes straight to you.
The program covers Toronto residential addresses only. Homeowners in Mississauga, Vaughan and other GTA municipalities may have their own local programs, and we'll tell you what applies at your assessment. Full details are on our City of Toronto rebate application service page.